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  There are a few good ones.

Do your diligence.

 The idea of these health ministries and co-ops is fantastic. I think sometimes they work. As you know, you have to get reimbursed and sometimes it isn’t easy–but isn’t always easy with standard insurance either. Make sure you do your homework and combine strategies here. You may want to join a direct primary care group and know your local hospital prices and practices in case you need to use one. Here are some resources that might help.

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The Way We Think About Health Insurance is Changing

Do I Have to Give the Exchange All My Income Information?

You only have to provide income information if you want to apply for Medicaid or advanced premium...